About Havana Legacy Payments

Our Legacy, Your Growth

At Havana Legacy Payments, we believe payments should be simple, transparent, and built on trust. We’re more than a merchant services provider — we’re a partner committed to helping your business grow.

Rooted in the warmth of Cuban culture and inspired by the energy of U.S. metropolitan cities, our company blends heritage with innovation. Just as Havana represents timeless character and resilience, we bring that same spirit into every relationship we build with merchants.

Our Mission

To empower small businesses with modern, reliable, and affordable payment solutions — without the hidden fees, confusing contracts, or lack of support that too many merchants experience in this industry.

How We’re Different

Let’s be real — every payment processor promises the same things: “lowest rates,” “best service,” “fastest funding.” You’ve heard it all before.

Here’s the truth: most of them can’t deliver.

We can — and when we can’t, we’ll tell you. Why? Because Cubans don’t do sugarcoating (unless it’s on a cafecito). We’re upfront, we’re direct, and we’ll tell you the truth even if it’s not pretty. No gimmicks, no sharks circling your wallet — just honest service.

Or as we like to say: “Not your average payment sharks.”

Our Promise

When you work with Havana Legacy Payments, you’re not just getting a processor — you’re gaining a partner who values your business as much as you do. We combine professional expertise with a cultural foundation of warmth and hospitality, ensuring you feel supported at every step.

A Note from the Founder

"My journey from Cuba to the United States wasn’t easy. Like so many immigrants, I faced obstacles, uncertainty, and the constant challenge of building a life in a new country. Those hardships shaped me — they taught me resilience, the value of hard work, and the importance of supporting one another.

When I entered the world of business, I quickly saw how many small business owners — especially those from immigrant and working-class backgrounds — were being overcharged, misled, or left without support by payment processors. I knew I could do something different.

Working in the Point-of-Sale (POS) industry as both a business developer and technical support specialist gave me a unique perspective. I saw the behind-the-scenes challenges merchants face, from confusing rates to unreliable technology. That insight gave me the knowledge and leverage to help business owners not only find the right processing solutions, but also truly understand what they’re paying for and why.

That’s why I started Havana Legacy Payments: to give merchants a fair, transparent, and reliable partner who genuinely cares about their success. For me, this isn’t just business — it’s about making sure no entrepreneur gets taken advantage of, and every business owner has a real chance to thrive."

— Lauren Bernhard Toledo, Founder of Havana Legacy Payments

Let us help you simplify your payments, reduce costs, and focus on what matters most: your customers.

Get in touch with us!

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